Lyxor’s solutions to insurance companies include strategies that seek to improve the risk-adjusted return of their investment portfolio, taking into account their specific liability constraints in an Asset approach. Liability Management or ALM, as well as strategies to take advantage of the capital requirements of insurance companies. These solutions include:
Lyxor takes into account the specific
Lyxor takes into account the specific situation of insurance companies to give them access to alternative credit strategies, including senior LBO debt, which offer a significant return advantage over sovereign bonds as well as a diversified risk / return profile relative to high yield bonds.
– Regulatory capital optimization:
Using proprietary hedging strategies, Lyxor works with insurance companies to enable them to maintain or increase their exposure to asset-hungry asset classes, such as shares and alternative products. Lyxor systematically customizes these strategies to best match the specific objectives and needs of insurance companies.
– Fund Selection: Drawing on a wealth of experience and a broad fund selection infrastructure, Lyxor enables insurance companies to access the best mutual funds and hedge funds.
Insurers and Reinsurers:
How to make the most of Solvency II?
By Julien Martin and David Niddam
Since January 2016, in the European Union, insurance companies and reinsurance funds have to comply with the requirements of Solvency II, which requires in particular tests on the assets and liabilities of their balance sheet, in order to determine their Solvency Capital Requirement (SCR). Clearly, these new constraints have a direct impact on the investment strategies that the companies involved can implement. In this unprecedented and complex regulatory environment, Julien Martin and David Niddam present the solutions deployed by Lyxor to support insurers and reinsurers, and enable them to make the most relevant, effective and least costly investment decisions.