This internship will introduce you to the main types of insurance products marketed by banks. It will bring you the essential knowledge on these products to be able to propose them to your customers and to inform them effectively about them.
Identify the main types of insurance products marketed
Know the characteristics of insurance products
Differentiate between property and personal insurance
Analyze how life insurance products work
Alternate application exercises and case studies.
Introduction to the personal insurance market
The environment and the main players in insurance.
The different insurance companies.
Distribution networks of insurance products and the role of network banks.
The French Federation of Insurance Companies (FFSA): role and missions.
Exchanges between participants.
The fundamentals of insurance products
The concept of insurance and hazards.
The legal framework of insurance.
Compensation and lump sum insurance.
Positioning of property and person insurance products.
To be able to distinguish between indemnity and flat-rate insurance products.
Property and liability insurance
Key figures of property and liability insurance.
Insurance for fire, accidents and various risks (P & C), multi-risk home insurance (MRH).
The other categories of insurance: business insurance, agricultural, construction, extreme events …
Determination of property and insured value.
The insurance of person
The different categories of personal insurance.
Basics of the insurance contract: parties to the contract, underwriting, beneficiary clause, training and settlement.
Analysis of a beneficiary clause.
Indemnity products of insurance of person
Key data of health insurance.
Accident Insurance Guarantees (GAV).
The individual guarantees accident.
Personal insurance: disability, sickness, retirement, death, borrower insurance, travel assistance …
Life insurance products
Individual and collective life insurance.
Offers in the event of death: pension solutions.
Offers in case of life: savings products.
The additional guarantees.