Compulsory motorcycle insurance
The different types of motorcycle insurance coverage
By comparing the motorcycle insurance quotes , find the formula adapted to your driving among the 3 main types of cover proposed. The third-party form only covers civil liability. The intermediate formula includes a number of optional guarantees (broken glass and optics, theft, fire …). And the all-risk formula , the most protective, but also the most expensive, takes care of your property damage and bodily in case of a responsible accident.
Motorcycle Owners Insurance:
Since motorcycle owners do not all have the same use of their vehicle, there are also motorcycle insurance plans dedicated to occasional drivers, who cover your two-wheelers for a limited time, as well as motorcycle contracts per kilometer , whose insurance premium is calculated based on the distance traveled.
You can also benefit from extended coverage by subscribing additional guarantees, such as assistance 0km (to be covered before leaving home) or the “loan of handlebars” (to lend your bike). Be careful though, these optional guarantees may increase your insurance premium. Another cost to consider before you commit: the deductible, which is the amount to your charge in case of compensation by your insurance after a disaster. It is therefore important to study the free quotes on the online simulation page to be sure to make the right choice.
The essential options for bikers
Have you thought of taking out guarantees to cover your equipment and that of your motorcycle? These additional covers could be life-saving in the event of a glitch:
the guarantee of the helmet and accessories out of series (bag, top box …);
the guarantee against the deterioration of the biker’s protective equipment (gloves, gloves, overalls);
the weather option (which takes into account the seasonal use of the motorcycle).